1. Acceptance of Terms
By accessing or using the website located at saltcovetrust.com (the "Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site. Salt Cove Real Estate Trust reserves the right to modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.
2. Nature of Services
Salt Cove Real Estate Trust is a capital advisory and sourcing firm. We assist business owners, real estate investors, and developers in identifying and accessing debt and equity capital sources. We are not a bank, direct lender, mortgage broker, or licensed securities dealer.
Nothing on this Site constitutes a loan commitment, offer to lend, guarantee of financing, or investment advice. All financing transactions are subject to underwriting, lender approval, borrower qualification, and applicable terms and conditions established by third-party capital sources.
3. No Guarantee of Financing
Submission of a capital review request, contact form, or any inquiry through this Site does not constitute a loan application and does not obligate Salt Cove Real Estate Trust or any third-party lender to provide financing. Approval, terms, rates, and availability of capital are determined solely by the applicable capital source and are subject to change without notice.
4. Informational Purpose Only
All content on this Site — including descriptions of loan products, capital structures, deal types, and financing processes — is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult qualified professionals before making any financial or legal decisions.
5. Use of the Site
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:
- Submit false, misleading, or fraudulent information through any form on the Site
- Attempt to gain unauthorized access to any portion of the Site or its related systems
- Use automated tools, bots, or scrapers to extract data from the Site
- Reproduce, distribute, or republish any content from the Site without prior written consent
- Use the Site in any manner that could damage, disable, or impair its functionality
6. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and design elements, is the property of Salt Cove Real Estate Trust or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without express written permission.
7. Privacy and Data Collection
When you submit a contact form or capital review request on this Site, you provide personal information including your name, email address, phone number, and details about your financing scenario. This information is used solely to respond to your inquiry and facilitate the capital advisory process. Salt Cove Real Estate Trust does not sell, rent, or share your personal information with unaffiliated third parties for marketing purposes.
By submitting a form on this Site, you consent to being contacted by Salt Cove Real Estate Trust via phone regarding your capital inquiry. You may opt out of further communications at any time by calling us at 904-780-5626.
8. Third-Party Links and Resources
This Site may contain links to third-party websites or resources. These links are provided for convenience only. Salt Cove Real Estate Trust does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Your use of third-party sites is at your own risk.
9. Disclaimer of Warranties
This Site and all content herein are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Salt Cove Real Estate Trust does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Salt Cove Real Estate Trust shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or its content — even if advised of the possibility of such damages. In no event shall Salt Cove Real Estate Trust's total liability to you for all claims exceed one hundred dollars ($100.00).
11. Indemnification
You agree to indemnify, defend, and hold harmless Salt Cove Real Estate Trust, its principals, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under or related to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Duval County, Florida.
13. Changes to These Terms
Salt Cove Real Estate Trust reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Site. We encourage you to review these Terms periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.
14. Contact Information
If you have any questions about these Terms and Conditions, please contact us at: